Highlands Residential Mortgage
Meet Your Loan Officer

Troy Fjerkenstad

Loan Officer
NMLS# 1570122
Licensed for: AZ-940614, CA-DFPI1570122, TN-1570122
Get Started with Troy
355 E. Germann Road, Ste 130
Gilbert, AZ, 85297

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Troy

My Story

Communication is the cornerstone to my business. I believe in transparency – that providing my clients a variety of options and explaining those clearly – makes for a better overall experience and builds trust.

When you work with me, you not only get my industry knowledge as a Certified Mortgage Advisor – you also get a partner in what could be the largest financial decision you make.

Your experience is critical to my success, and I will be there every step of the way. I am there to answer your call, provide honest feedback, and keep you up to date on a process that is notoriously complex. Having a partner makes all the difference!

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

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Inc 5000 2022. Blog
Fastest Growing Company in the U.S. – 5th Year in…

We did it again!  We’re excited to announce Highlands Residential Mortgage has been recognized as...