Highlands Residential Mortgage
Meet Your Loan Officer

Skip O’Neal

Loan Officer
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NMLS# 91400
Licensed for: FL-LO94637, NC-I-109407, SC-MLO-91400, TN-91400
Get Started with Skip
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Charlotte
6000 Fairview Road Suite 125
Charlotte, NC, 28210
(980) 254-6487
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About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Skip

My Story

Skip, a Georgian by birth moved to Charlotte in 1984. He graduated from Rockdale County High School in Conyers, Georgia and then received his Bachelor of Science Degree from Harding University in Searcy, Arkansas. Skip is married to Claire and they have two children, Glenn 20 and Polly 16. Skip loves football and pulls for his Carolina Panthers and Georgia Bulldogs. Skip is a big runner and completed his first marathon in 2016.

Skip has 30 years’ experience helping his clients purchase and refinance their homes and has closed over $600 Million in mortgage loans in his career. With Skip’s experience, he is uniquely qualified to counsel first time and veteran buyers with the best mortgage for their financial situation. He prides himself in making the mortgage process easy and stress free.

What sets Skip a part from others in the industry is that he comes up creative solutions to assure his clients are in position for the best experience and mortgage for their needs. If you need someone who excels in educating buyers, is always accessible, and can provide a pre-approval in 30 minutes or less even on the weekends; then call or email Skip O’Neal today!

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

Education
Tips to avoid telemarketer calls!

When buying or refinancing a home, the last thing you want is to be harassed by telemarketers! There...

awards
Top Workplaces USA – #5 in the Nation!!

With great pride, we share that Highlands Residential Mortgage has been voted as a Top Workplace win...

awards
Experience.com – 2021 Top Mortgage Company

Awards based on actual customer and partner feedback are especially dear to us at Highlands. Recentl...