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Highlands Residential Mortgage
Meet Your Loan Officer

Kristen Walther-Merkins

Sr. Loan Officer
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NMLS# 231119
Licensed for: TX-231119, VA-MLO-67524VA, MD-231119
Get Started with Kristen
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Plano West
950 W Bethany Dr Suite 800
Allen, TX, 75013
469-831-9586
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About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Kristen

My Story

Our team is dedicated to providing the best mortgage experience possible. We do that by offering easy-to-use mortgage tools (including our handy mobile app), competitive rates, and assistance from an experienced loan officer. Our loan officers understand the local markets, have access to a wide variety of loan programs, and are ready to guide you through the process!

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

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Independence Mortgage Group Expands with New Highlands Residential Mortgage Branch…

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