window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'UA-108416834-2');
Highlands Residential Mortgage
Meet Your Loan Officer

Karen Sims

Loan Officer
|
NMLS# 150336
Licensed for: AL-59063, GA-28150, TN-108129
Get Started with Karen
contact
Chattanooga
6576 E. Brainerd Rd. - Ste. A
Chattanooga, TN, 37421
(423) 417-2468
connect

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Karen

My Story

I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

Education
Do I Need a Real Estate Agent?

If you’re venturing into the world of real estate, as a prospective home buyer, you might be conte...

Josh Moody Brings Big Production and Three Locations to Highlands…

We are thrilled to announce that Josh Moody and his team have joined Highlands Residential Mortgage!...

Buying
Is Now the Right Time to Buy a Home?

Thinking about jumping into the housing market but unsure if now’s the right time? You’r...