Highlands Residential Mortgage
Meet Your Loan Officer

Karen Sims

Loan Officer
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NMLS# 150336
Licensed for: AL-59063, GA-28150, TN-108129
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Chattanooga
6576 E. Brainerd Rd. - Ste. A
Chattanooga, TN, 37421
(423) 417-2468
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About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Karen

My Story

I was born and raised in Ringgold, Georgia I enjoy playing piano and I love music, reading, taking trips to the beach, and spending time with the grandchildren. Being an accountant was my plans throughout college. After obtaining a BS Degree from The University of Tennessee in accounting in 1992, I decided to work in the mortgage industry, starting as a loan processor and later becoming a loan officer. I love working with homebuyers and helping them to obtain the home of their dreams. Watching a first time homebuyer walk away from the closing table with the keys to his/her new home is priceless!

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

Our Resources
FHA
2022 FNMA Conforming Loan Limits

The Federal Housing Finance Agency (FHFA) has just increased the amount of money that can be borrowe...

awards
SMU Cox School of Business Dallas 100: Fastest Growing Private…

2021 was an award-winning year for Highlands, right on the heels of an outstanding 2020. The efforts...

awards
The Dallas Morning News: Top 100 Places to Work 2021

Making the Dallas Morning News Top 100 Places to work list is always an honor, and we’re humbled b...

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews