About Highlands Residential Mortgage
Your Family. Your Future. Our Focus.
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.
Since 2003, Julie has originated more than 2300 loans totaling over $440 Million in purchase, refinace, cashout and construction mortgage loans. Her communication skills and attention to detail have earned her a reputation as a top mortgage professional and a large portion of her business comes from repeat customers and customer referrals to friends, family and co-workers signifying her to be a reliable and trusted mortgage advisor for any client. Julie is licensed in multiple states helping first time homebuyers as well as seasoned homeowners with purchases, refinances, equity cash-outs and renovation/construction loans for primary, second-vacation and rental property homes.
Highlands Residential Mortgage offers the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Julie came to Texas in 1973 and she attended the University of Texas at Arlington, earning a bachelor’s degree in Math/Computer Science. She has 2 adult children; her daughter who graduated from Oklahoma State University, now working in the tech industry in Austin TX and her son who received an appointment and graduated from the US Merchant Marine Academy with a degree in Marine Nuclear Engineering and now holds a commercial pilot license.
Julie’s Awards include:
- Five Star Mortgage Professional award winner
- D Magazine Best Mortgage Professional award winner
- Scotsman Guide Top 1% Originators in America
- Certificate of Excellence from HUD for helping low-income families achieve the “American Dream”.
Sign up for Julie’s newsletter at https://www.julieCnichols-MortgageNews.com/subscribe
Areas of Expertise
- First-Time Homebuyers
- Investment Properties
- Conventional Loans
- FHA Loans
- VA Loans
- Rate-Term Refinance
- Cash-Out Refinance
- Renovation Loans
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The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.