Highlands Residential Mortgage
Meet Your Loan Officer

John Adams

Loan Officer
NMLS# 619655
Licensed for: NC: I-196157, SC: MLO-619655
Get Started with John
6000 Fairview Road Suite 625
Charlotte, NC, 28210
O: 704-603-6665 | C: 704-737-5800

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet John

My Story

John Adams has over 25 years of experience in the mortgage industry and has worked with a number of lenders in various roles, including sales, origination, operations, and leadership. He currently serves as President of the Charlotte Regional Mortgage Lenders Association (CRMLA) and is a past member of Board of Directors of the North Carolina Realtors Housing Foundation.

John is very active within his community, the Masons, and the Shriners, serving as an officer for the Steele Creek Masonic Lodge, and on the Board of Directors for the Red Fez Shrine Club. A family who believes in service and giving back, John and Cheri (a 3rd grade teacher) have been married for almost 30 years, and they live in Belmont. They have two grown children: Alex, a United States Marine (plus two grandsons), and Darby, a Deputy Sheriff with the Watauga County Sheriff’s Department.

“I truly want to earn your business. I believe in honesty, transparency, and ­providing top of the line service.  As a “connector”, I can help with referring you to whatever service or professional you may need. I leverage technology for efficiency but keep the personal touch front-and-center. I have been in the mortgage business for over 27 years and have helped hundreds of families achieve the American Dream of home ownership. My goal is to inform, educate, and advise my clients to help them best manage their financial needs. Regardless of your mortgage dreams, I will work with you to find the right mortgage to meet your needs. I want to be YOUR Local Mortgage Guy. I live here, work here, and believe in COMMUNITY.”

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

Get In The SPIRIT For Spooky Season With These Fun…

The weather is starting to turn, and we’re all gearing up for Spooky Season!! We’ve gathered som...

cyber security
Post-Closing: What to Expect

  Congratulations on your recent home loan closing! Whether this is your first mortgage transac...

Inc 5000 2022. Blog
Fastest Growing Company in the U.S. – 5th Year in…

We did it again!  We’re excited to announce Highlands Residential Mortgage has been recognized as...