Highlands Residential Mortgage
Meet Your Loan Officer

Jeff Kramer

Sr. Loan Officer
NMLS# 290136
Licensed for: TX-290136
Get Started with Jeff
Plano West
18383 Preston Rd #150
Dallas, TX, 75252

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Jeff

My Story

Highlands Residential Mortgage and the Kramer Team are committed to helping you find the right home loan product for your particular needs. Jeff will provide options that you may not know that are available while also shopping lenders and rates so you don’t have to. We value efficiency processing your loan and get you closed on time!

We are a mortgage banker with access to a wide variety of mortgage products and “outside the box” investors to close the most challenging loan transactions while also having “in house” processing, underwriting and closing for fast and easy close time frames.

Jeff has 19-years of experience as a professional loan officer and The Kramer Team will take the time to treat you with respect and provide the personal attention that internet lenders and big banks could never hope to offer you. We will provide a smooth and comfortable experience and look forward to being your lender for life.

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

Our Resources
2022 FNMA Conforming Loan Limits

The Federal Housing Finance Agency (FHFA) has just increased the amount of money that can be borrowe...

SMU Cox School of Business Dallas 100: Fastest Growing Private…

2021 was an award-winning year for Highlands, right on the heels of an outstanding 2020. The efforts...

The Dallas Morning News: Top 100 Places to Work 2021

Making the Dallas Morning News Top 100 Places to work list is always an honor, and we’re humbled b...

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews