Jeff Kramer

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Highlands Residential Mortgage and the Kramer Team are committed to helping you find the right home loan product for your particular needs. Jeff will provide options that you may not know that are available while also shopping lenders and rates so you don’t have to. We value efficiency processing your loan and get you closed on time!

We are a mortgage banker with access to a wide variety of mortgage products and “outside the box” investors to close the most challenging loan transactions while also having “in house” processing, underwriting and closing for fast and easy close time frames.

Jeff has 19-years of experience as a professional loan officer and The Kramer Team will take the time to treat you with respect and provide the personal attention that internet lenders and big banks could never hope to offer you. We will provide a smooth and comfortable experience and look forward to being your lender for life.