Highlands Residential Mortgage
Meet Your Loan Officer

Don Oakes

Branch Manager
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NMLS# 150317
Licensed for: GA-28013, TN-108081
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Chattanooga
6576 E. Brainerd Rd. - Ste. A
Chattanooga, TN, 37421
(423) 624-0448
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About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Don

My Story

I enjoy just about everything that deals with the real estate business. I enjoyed helping customers finance their home purchase when I worked at a local bank just out of college and that prompted me to start my own company in 1986. I also have owned several rental properties and I have been involved with building and managing rental property, and a construction company.

The desire to help people has led me to be involved with several civic organizations. The desire to give back to my industry had led me to be very active in the mortgage bankers association and my faith has led me to be involved as an elder at Northshore Fellowship Church and Chattanooga Christian School.

While our company has been blessed with the increased business and clients we have been fortunate to help, my greatest joy is getting someone in their first home, especially when they thought it would not be possible. I would like to best be known as a Christian, husband, father, son, brother, servant, friend, and business owner, in that order.

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

Our Resources
FHA
2022 FNMA Conforming Loan Limits

The Federal Housing Finance Agency (FHFA) has just increased the amount of money that can be borrowe...

awards
SMU Cox School of Business Dallas 100: Fastest Growing Private…

2021 was an award-winning year for Highlands, right on the heels of an outstanding 2020. The efforts...

awards
The Dallas Morning News: Top 100 Places to Work 2021

Making the Dallas Morning News Top 100 Places to work list is always an honor, and we’re humbled b...

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews