Highlands Residential Mortgage
Meet Your Loan Officer

David Flory

Loan Officer
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NMLS# 91592
Licensed for: NC-I-119749
Get Started with David
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Wilmington
4130 Oleander Dr., Suite 105
Wilmington, NC, 28403
(910) 550-1935
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About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet David

My Story

With over 30 years of experience in the Real Estate and Residential Mortgage fields, I have assisted individuals and families with obtaining the “American Dream” of homeownership. I have developed a good working relationship with First Time Homebuyers as I am willing to explain and assist them thru the process of buying their first home. I am well versed in many different loan options available today from FHA, VA and USDA loans to Conventional and Jumbo loans, Loans for second homes and investment property as well as the opportunity to handle a refinance for cash out or just to restructure your debt. Whether you are buying your first home or your 5th home, relocating, or buying investment property, I can help you.

Buying a home is probably one of the biggest financial transactions you will make in your lifetime. With direct conversations about your finances and determining the best loan options, my team of processors and underwriters can quickly get your loan processed so you close on time.
While my career is in Residential Lending and Residential Real Estate I spend a part of my free time with Affordable Housing causes that work with people at all stages of their life. Some of the groups I have been involved with are: Wilmington Interfaith Hospitality Network, WARM and the Wilmington Realtors Foundation. I also sit on the Executive Board of the local Boy Scouts of America – Cape Fear Council. When I can truly be by myself I enjoy time with my family, running with friends as well as a competitive 5K or 10K – I am ready to take you on.

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

Our Resources
FHA
2022 FNMA Conforming Loan Limits

The Federal Housing Finance Agency (FHFA) has just increased the amount of money that can be borrowe...

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SMU Cox School of Business Dallas 100: Fastest Growing Private…

2021 was an award-winning year for Highlands, right on the heels of an outstanding 2020. The efforts...

awards
The Dallas Morning News: Top 100 Places to Work 2021

Making the Dallas Morning News Top 100 Places to work list is always an honor, and we’re humbled b...

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews