Highlands Residential Mortgage
Meet Your Loan Officer

Chad Harris

Loan Officer
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NMLS# 648651
Licensed for: GA-32295, TN-113702
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Chattanooga
6576 E. Brainerd Rd. - Ste. A
Chattanooga, TN, 37421
423) 624-0448
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About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Chad

My Story

After working in the engineering field, I began my mortgage career in 1996. Since then I have helped over 1,600 families get into their new home or refinance their current mortgage. I was president of the Chattanooga Mortgage Bankers Association in 2006 and 2012-13, and the president of the TN Mortgage Bankers Association in 2010.

Even after 22+ years in the industry, I still get excited for my clients when I see them getting the home that they have dreamed about, or I see how much money I saved them when they refinanced.

My mission statement: My purpose is to eagerly educate, respectfully counsel, and facilitate responsible home financing with every client by providing timely and accurate information, offering my expertise, compassion, and honesty, and by the guidance of the code of ethics and my faith.

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

Education
Tips to avoid telemarketer calls!

When buying or refinancing a home, the last thing you want is to be harassed by telemarketers! There...

awards
Top Workplaces USA – #5 in the Nation!!

With great pride, we share that Highlands Residential Mortgage has been voted as a Top Workplace win...

awards
Experience.com – 2021 Top Mortgage Company

Awards based on actual customer and partner feedback are especially dear to us at Highlands. Recentl...