Highlands Residential Mortgage
Meet Your Loan Officer

Cay Stull

Sr. Loan Officer
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NMLS# 257376
Licensed for: CO-100023521
Get Started with Cay
contact
Englewood
400 Inverness Pkwy Suite 100
Englewood, CO, 80112
303-478-8128

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Cay

My Story

My name is Cay Stull, and I am a Loan Officer for Highlands Mortgage in Englewood, Colorado. I have been in the mortgage industry for over 45 years specializing in residential lending. Highlands Mortgage is a direct lender. This means that my Branch and Regional Offices are equipped to complete the loan process in-house from start to finish. This is a huge advantage for all my clients. As a result, I have a proven track record of closing loans as quickly and efficiently as possible.

I’ve been married for 39 years and together we have two children, and two grandchildren. In my spare time I enjoy spending time with my son, daughter, and grandchildren.

I have a professional team that I work with here at Highlands Mortgage and together we make the home buying experience as smooth as possible. I invite you to put Highlands Mortgage to the test. We can show you how simple and easy securing a mortgage can be.

Highlands Mortgage brings value to our customers by offering numerous investors and services. Highlands Mortgage does this by empowering our employees to exceed our customer expectations, delivering convenient innovative technology, and supporting our employees and the communities we serve.

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

Have Questions?

The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

Education
Tips to avoid telemarketer calls!

When buying or refinancing a home, the last thing you want is to be harassed by telemarketers! There...

awards
Top Workplaces USA – #5 in the Nation!!

With great pride, we share that Highlands Residential Mortgage has been voted as a Top Workplace win...

awards
Experience.com – 2021 Top Mortgage Company

Awards based on actual customer and partner feedback are especially dear to us at Highlands. Recentl...