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Highlands Residential Mortgage
Meet Your Loan Officer

Chris Fratta

Sales Manager/Loan Officer
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NMLS# 196522
Licensed for: DC-MLO-196522, FL-LO126408, MD-196522, PA-80710, VA-MLO-47904VA
Get Started with Chris
contact
Baltimore
145 West Ostend Street Suite 600 – Office 515
Baltimore, MD, 21230
O: 410-405-7198 | C: 410-303-0745

About Highlands Residential Mortgage

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands Residential Mortgage is such a place. Our Mission to value people drives everything we do.

Meet Chris

My Story

Our team is dedicated to providing the best mortgage experience possible. We do that by offering easy-to-use mortgage tools (including our handy mobile app), competitive rates, and assistance from an experienced loan officer. Our loan officers understand the local markets, have access to a wide variety of loan programs, and are ready to guide you through the process!

My Specialties

Areas of Expertise

  • First-Time Homebuyers
  • Investment Properties
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Purchase
  • Rate-Term Refinance
  • Cash-Out Refinance
  • Second-Homes
  • Renovation Loans

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The Highlands Digital Mortgage Experience

The Highlands Residential Mortgage app makes it easy to plan, manage, and learn more about your personal loan process.

Customer Reviews

Our Resources

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We are thrilled to announce that Laney Briggs has joined Highlands Residential Mortgage as VP Region...

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