Jeff KramerSr. Loan Officer

areas of expertise

Your Family. Your Future. Our Focus.

Highlands Residential Mortgage and the Kramer Team are committed to helping you find the right home loan product for your particular needs.  Jeff will provide options that you may not know that are available while also shopping lenders and rates so you don’t have to. We value efficiency processing your loan and get you closed on time!

We are a mortgage banker with access to a wide variety of mortgage products and “outside the box” investors to close the most challenging loan transactions while also having “in house” processing, underwriting and closing for fast and easy close time frames.

Jeff has 19-years of experience as a professional loan officer and The Kramer Team will take the time to treat you with respect and provide the personal attention that internet lenders and big banks could never hope to offer you. We will provide a smooth and comfortable experience and look forward to being your lender for life.

Email Jeff:

NMLS #290136

Contact Information

contact details

18383 Preston Rd #150 Dallas, TX 75252

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how can we help you?

Highlands Residential Mortgage is committed to excellence in customer service and satisfaction. We offer in house underwriting, local branches, and fast closings. 

document checklist

The following information is usually required during the loan process:

Most recent two pay stubs
Most recent two years W2s
Most recent two years Federal Tax Returns (all pages and all schedules)

Most recent two years 1099
Most recent two years K1s
Most recent two years Personal Federal Tax Returns
Most recent two years Business Federal Tax Returns

Bank / Asset statements for the most recent two months
Retirement account statements for most recent quarter – all pages

Copy of drivers license
Copy of social security card